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CROWNBuild Ground-up Construction Loan
Creative financing with up to 100% loan-to-value for mission driven projects
Loan Purpose
A tailored construction loan solution designed for real estate developers and builders starting from raw land to completed assets. CROWNBuild provides staged funding for site prep, vertical construction, and final delivery — with flexible draws and milestone-based disbursement.
Eligible Borrowers
RE Developers
Real estate developers with proven track records in ground-up construction projects
Builders
Construction companies and builders with expertise in commercial or residential development
Investors
Real estate investors looking to fund new construction projects
Project Sponsors
Project sponsors with preference for projects in our core geographies
Loan Amount
$ 30M
Minimum Loan
Starting point for CROWNBuild construction financing
$2B
Maximum Loan
Upper limit for large-scale development projects
Our flexible loan amounts accommodate a wide range of construction projects, from mid-sized developments to major commercial undertakings.
Term
1
Initial Term
Up to 7 years of initial financing
2
Extensions
Three one-year extensions available
3
Total Potential Term
Up to 10 years total financing term
Interest Rate
Simple Interest rate corresponding to loan term 4% - 8%
Payments Incentives :
Interest-only construction loans provide a practical and strategic financing option for developers seeking to optimize their project budgets. By requiring only interest payments during the construction period, these loans help significantly reduce monthly expenses compared to traditional principal-and-interest structures. This allows developers to preserve valuable cash flow, better manage unforeseen costs, and keep more capital available for critical aspects of the build. In turn, it offers greater financial flexibility and stability throughout the construction phase, making it easier to navigate challenges and maintain momentum toward project completion. Ultimately, this approach supports smoother execution, stronger balance sheets, and a more streamlined path to realizing long-term investment goals.
Interest Only Payments
Our CROWN Build construction loans feature interest-only payment structures, allowing developers to maximize cash flow during the construction phase.
Benefits
  • Lower monthly payments during construction
  • Improved project cash flow
  • Greater financial flexibility
Prepayment Fees
Year 1
1-2% Prepayment fee
Year 2
Reduced prepayment fee
Year 3
Minimal prepayment fee
After Year 3
No prepayment fees
1-2% Prepayment fee for up to 3 years or less. Prepayment fees reduce over time.
Loan to Value & Collateral
Loan to Cost up to 100%
0%
LTV/LTC
Industry-leading loan-to-value ratio
Collateral Requirements
Typically includes, but is not limited to the following:
  • 1st position on: Property; all business assets; collateral assignment to SPV
  • Surety or Insurance guarantee bond as collateral assignment
Equity Requirement
Profit Sharing
1-10% of profit sharing required
Partnership Structure
Aligned interests between lender and borrower
Growth Potential
Opportunity for both parties to benefit from project success
Fees Structure
1
Underwriting & Processing Fee
0.050% underwriting & processing fee
2
Origination Fee
1-5% of the Loan Amount
3
Admin Fees
Bond/Ins fee: TBD, Legal fees: typically, $100,000+ but varies depending on deal complexity
Timing
Closing Timeline
30-60 days closings from receipt of bond & admin fees. Timing may vary based on due diligence required and the borrower's response time.
* Terms on this fact sheet are indicative; however, all terms may vary depending on deal specifics.